New PF Withdrawal Rules
June 26, 2026
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The EPFO have announced the new withdrawal rules.
| Purpose | Withdrawal limit & eligibility | Frequency |
|
Category I — Essential Social Security Needs (In lieu of paras 68J, 68K) |
||
| Illness — for self and family | Up to 100% of the Eligible Member Balance, after 12 months’ total service | Max 3 × / financial year |
| Education — for self and family | Up to 100% of the Eligible Member Balance, after 12 months’ total service | Max 10 × / membership |
| Marriage — for self and family | Up to 100% of the Eligible Member Balance, after 12 months’ total service | Max 5 × / membership |
|
Category II — Housing-related Need (In lieu of paras 68B(1)(a), 68B(1)(b), 68B(1)(bb), 68B(1)(c), 68B(7), 68BB, 68BC, 68BD) |
||
| Purchase of a flat / house / site & construction
Repayment of a housing loan Additions, alterations, renovations or improvements |
Up to 100% of the Eligible Member Balance, after 12 months’ total service | Max 5 × / membership
(counted afresh) |
|
Category III — Special Circumstances (In lieu of paras 68H, 68HH, 68L, 68M, 68N, 68NN, 68NNN) |
||
| Special circumstances — without assigning any reasons | Up to 100% of the Eligible Member Balance, after 12 months’ total service | Max 2 × / financial |
Please find the official notification below:
